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Posted

GON, your argument about insurance is the equivalent of buying a pizza for your mate and then asking for your money back from the pizza shop after your mate's eaten it because he didn't give you any.

 

  • Like 1
Posted
16 minutes ago, Grumpy Old Nasho said:

House insurance is not compulsory.

Yes, but still don't get a refund if you don't claim, which you keep thinking you should be entitled to.

 

17 minutes ago, Grumpy Old Nasho said:

Do you mean out of the kindness of our hearts, or by forced charity?

Well, partly, you may be hard-hearted enough to prefer a world where a paraplegic was just left to die.   More importantly, civilised societies don't really work if they are based on everyone for themselves.  We acknowledge that as people age, they need more support.  We pay pensions.  Whilst we may pay tax during our lives, the growing proportion of the aging population means that younger taxpayers are helping to pay for older people. The medical system, in terms of cost, is skewed towards older folks. Perhaps we should greatly increase the Medicare levy for people over sixty and decrease the Levy for the young who seldom need hospital care.

 

You really only seem to give a sh1t about yourself and then make posts looking for sympathy or pity because ..... poor you.  I doubt that anyone here gives a toss about your constant moaning.  I would assume that most people here own a car and have to pay CTP.  Although no one enjoys parting with money, have you noticed you are the only one who seems to be struggling to cope with everyday modern life? 

29 minutes ago, Grumpy Old Nasho said:

Medicare is for checking your blood pressure etc. It has nothing to do with the manner in which you drive your motor vehicle. 

Medicare is a good example of a system where we all contribute, and when we ourselves need it, the medical treatment is there. It is very much like your issue with CPT.  

 

 

 

 

Posted
2 minutes ago, Litespeed said:

He is either thick as a brick or just whinging to get attention.

Yep, I think maybe both of these.

Posted

I really hope he invented the persona, I'd hate to think there was someone who actually held those views.

Good on you @octave and others for trying to explain the self-evident facts, but I think it's a lost cause.

Posted
46 minutes ago, octave said:

More importantly, civilised societies don't really work if they are based on everyone for themselves. 

You've just described GON's favourite country - the USA

Posted (edited)

It'll get sorted out eventually. The CTP insurers have all the say as to how much a greenslip will cost. That will have to change so the motorist has input as well, so they can get a premium consistent with their driving record, their conditions whether city or rural, and an estimate of Ks traveled per year.

 

It's one thing to have a predominately socialistic society, it's quite another if capitalist international insurance companies take your money, invest it, and never give any of it back if you never make a claim. It's robbery sanctioned by socialism, and that's the picture you guys have painted. No wonder everyone is struggling financially, and you can't blame Trump.

 

 

 

 

Edited by Grumpy Old Nasho
Posted (edited)
39 minutes ago, Grumpy Old Nasho said:

...it's quite another if capitalist international insurance companies take your money, invest it, and never give any of it back if you never make a claim. It's robbery sanctioned by socialism, and that's the picture you guys have painted. 

 

You are paying them for the risk they take of you of being responsible for a costly accident. They don't owe you a refund if you never make a claim because the deal was that you pay and they accept your risk. You may not like the fact that it's a compulsory payment, but that's the deal. If you don't like it, just hand in your driver's licence.

 

Edited by rgmwa
Posted

Maybe he's moving toward being an Autonomous Citizen and everyone's out to get him. If he get's ill Hanson will Build Trump Hospital next door and he will complain about the Noise of cars using his NEW road to get to the Hospital. Nev.

Posted

To be fair, I used to take out life insurance in the 1970s. After seven years (I think it was) you got all your premiums back. And had enjoyed a tax deduction on them.

Posted (edited)
23 minutes ago, pmccarthy said:

To be fair, I used to take out life insurance in the 1970s. After seven years (I think it was) you got all your premiums back. And had enjoyed a tax deduction on them.

Yes, I believe there are policies that part insurance and part investment. But still the risk the insurance company takes on your behalf does not come for free. No company would assume the risk for free.

 I believe such policies are referred to as "Whole Life" or Endowment Policies" 

Edited by octave

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