How's this one for an example Nev. I'm only about 77kg but can't shake the belly fat no matter what I do. While not huge, it's not ideal either. I don't drink alcohol, the only animal protein I eat is seafood, don't have dairy products, gluten, sugar or any sugary foods or drinks. I eat almost no processed, packaged food and never eat junk food. Diet consists mainly of grains, fruit and vegetables. I get quite a bit of exercise for someone my age, partly targeted, the rest from physical work. Every day I do heaps of gut related exercise, sit ups etc., yet still maintain belly fat. There hardly any fat on my body, just around the midriff. There's nothing left to cut out of my diet, zero saturated fat and zero sugar, only the natural sugar found in fruit. There's a lot of people around like that who have the same issue. Also too many who eat all that stuff you listed.