Help - How do I invest my childrens inheritence money

[Admin]

Hi All, both of my kids, Caitlin (27 years old) and Lachlan (24 years old), have received $50,000 each from my mother in law's estate but I am so scared how to advise them on what to do. They both want to invest at the best return/risk ratio to get the best out of the money to buy their own nome in years to come. I spoke to the bank and all they offered was Term Deposit at around the low 4% when superannuation investments are getting around 8% by highly respected companies. Both of my kids are working full time.

 

So any advice would be helpful as I am very confused on how to best help them. (PM me if you like to keep it private)

 

I acknowlege that any ideas are not financial advice, I just want some advice to steer me a direction that might help or help to educate me as I know nothing other than a bank